UCB
NYSEUNITED COMMUNITY BANKS INC
Financial Services · State Commercial Banks
Research view
Fundamentals · SEC EDGAR · FY 2025-12-31
Revenue & Earnings — fiscal year
🔒 price chart needs market-data feed$744.4M
2021
$826.2M
2022
$893.2M
2023
$952.1M
2024
$1.1B
2025
Snapshot
SEC EDGAR · FY 2025-12-31Revenue$1.1B
Net Income$328.1M
Gross Profit—
Oper Income—
EPS (dil)$2.62
Rev/sh$8.88
FCF/sh$2.98
Book/sh$30.40
Gross M—
Oper M—
Profit M30.9%
FCF M33.5%
ROE9.0%
ROA1.2%
ROIC—
R&D/Rev—
Rev Y/Y11.7%
Rev 3Y CAGR8.8%
EPS Y/Y28.4%
EPS 3Y CAGR1.3%
FCF 3Y CAGR-14.2%
Payout36%
Div/sh$0.98
Shs Chg Y/Y+1.3%
Current Ratio—
Quick Ratio—
Debt/Eq0.03
Int Coverage—
Net Debt$275.4M cash
Total Debt$120.4M
Cash & Eq$395.8M
Total Assets$28.0B
Oper CF$384.0M
Capex$27.6M
Free CF$356.5M
Buybacks$44.3M
Equity$3.6B
Liabilities$24.4B
Shs Outstand0.12B
SectorFinancial Services
🔒 P/E—
🔒 Fwd P/E—
🔒 P/S—
🔒 P/B—
🔒 Market Cap—
🔒 Div Yield—
🔒 52W Range—
🔒 Beta—
40+ fundamentals — free from SEC EDGAR (public domain). Only the 🔒 price-derived column needs a market-data feed.
Financials — annual
SEC EDGAR · last 5 FY| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $744.4M | $826.2M | $893.2M | $952.1M | $1.1B |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $269.8M | $277.5M | $187.5M | $252.4M | $328.1M |
| Diluted EPS | $2.97 | $2.52 | $1.54 | $2.04 | $2.62 |
| Operating Cash Flow | $359.3M | $607.3M | $294.0M | $349.7M | $384.0M |
| Free Cash Flow | $332.8M | $564.6M | $221.5M | $302.7M | $356.5M |
COMMUNITY · $UCB0 theses
POST YOUR TAKE →Fundamentals sourced from SEC EDGAR filings (public domain). For informational purposes only. Not investment advice.