nCino Reports Second Quarter Fiscal Year 2027 Financial Results

The Wilmington, North Carolina-based banking-software company reported results for the quarter ended July 31, 2026. The announcement also said nCino’s board authorized repurchases of up to an additional $100 million of common stock.

Finnhub’s enrichment lists fiscal 2026 revenue of $594.8 million, up 10.0% year over year, with a 60.6% gross margin, a 1.6% net margin and diluted EPS of $0.05. Those figures provide context for the company’s scale and profitability profile, but the supplied material does not include the second-quarter revenue, earnings, guidance or the market’s initial response.

The next read-through is the detailed earnings release and any management commentary on demand for its agentic-AI banking platform, operating leverage and the pace of repurchases. The timing and execution of the $100 million authorization also remain open questions, as does whether the quarter’s outlook changed relative to the prior forecast.