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FOA Finance of America Companies Inc.

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Finance of America Companies Inc. operates in the Mortgage Bankers & Loan Correspondents industry.

$11.16+1.27%

Oct 19 close · 1D EOD · Databento

Financial ServicesMortgage Bankers & Loan CorrespondentsMicro-capSEC EDGAR FY 2025-12-31

On the WireNo stories on FOA yet. Follow the company and the next one lands in Following.

What happened

Daily closes · dots are Wire stories

What’s next

Expected around early November, going by its own filing history. The company has not announced a date yet. Its matching report came Nov 4, 2025 and Nov 6, 2024, after the close.

Last report

Aug 4, 2026−6.27%

after the close

Last 4, next close

median 4.99% either way

up 2 of 4

Every report since 2022 →Earnings calendar →

DateEventSourceNext close

Aug 4Earnings release, after the close · 8-KSEC EDGARSEC EDGAR ↗−6.27%

Next close = the first close after the event against the close before it. Prior-session closes only; not a call, not advice.

What happened · big days

22 big days in a year, and what we hold on each

A big day is a close more than 4.81% from the one before, three times FOA’s median day (1.60%). On 9 of the 22, its peer group moved the same way at least half as far. We show what we hold. We never name a cause.

every other trading daya big day, numbered in the list below±4.81%Hover a bar for its day. Click a big day to open it.

Shaded: since our stories began, Jun 10. Tap a bar for its day.

#DayFOAWhat we hold that dayGroup (median of 4) · each

1 Nov 5, 2025+4.88%
Resultsgroup −1.8%, did not move with it
1Nov 5, 2025+4.88%
ResultsFirst close after the Nov 4 results filing
−1.8% did not move with itONIT +1.5 · PFSI −1.4 · UWMC −2.1 · RKT −2.7
2 Jan 2, 2026−7.27%
Before our storiesgroup +0.2%, did not move with it
2Jan 2, 2026−7.27%
Before our stories
+0.2% did not move with itONIT −3.6 · PFSI −0.3 · UWMC +0.7 · RKT +2.7
3 Jan 9, 2026+7.86%
Before our storiesgroup +8.2%, moved with FOA
3Jan 9, 2026+7.86%
Before our stories
+8.2% moved with FOAUWMC +13.8 · RKT +9.7 · ONIT +6.7 · PFSI +6.4
4 Feb 23, 2026−8.89%
Before our storiesgroup −2.8%, did not move with it
4Feb 23, 2026−8.89%
Before our stories
−2.8% did not move with itRKT −5.0 · ONIT −3.5 · PFSI −2.1 · UWMC −1.9
5 Mar 12, 2026−6.79%
Before our storiesgroup −3.6%, moved with FOA
5Mar 12, 2026−6.79%
Before our stories
−3.6% moved with FOAUWMC −4.3 · RKT −3.8 · PFSI −3.5 · ONIT −2.0
6 Mar 16, 2026+7.91%
Before our storiesgroup +1.9%, did not move with it
6Mar 16, 2026+7.91%
Before our stories
+1.9% did not move with itRKT +4.4 · PFSI +2.8 · ONIT +1.1 · UWMC −0.8
7 Apr 8, 2026+4.88%
Before our storiesgroup +4.2%, moved with FOA
7Apr 8, 2026+4.88%
Before our stories
+4.2% moved with FOAUWMC +8.0 · RKT +4.8 · ONIT +3.7 · PFSI +3.6
8 Apr 15, 2026+5.32%
Before our storiesgroup +0.7%, did not move with it
8Apr 15, 2026+5.32%
Before our stories
+0.7% did not move with itUWMC +2.4 · ONIT +0.7 · RKT +0.7 · PFSI −1.0
9 Apr 17, 2026+6.33%
Before our storiesgroup +4.7%, moved with FOA
9Apr 17, 2026+6.33%
Before our stories
+4.7% moved with FOARKT +5.5 · ONIT +4.9 · UWMC +4.5 · PFSI +3.1
10 Apr 29, 2026−5.51%
Before our storiesgroup −4.5%, moved with FOA
10Apr 29, 2026−5.51%
Before our stories
−4.5% moved with FOARKT −5.9 · UWMC −4.9 · ONIT −4.1 · PFSI −2.2
11 May 6, 2026+5.10%
Resultsgroup +0.8%, did not move with it
11May 6, 2026+5.10%
ResultsFirst close after the May 5 results filing
+0.8% did not move with itRKT +4.0 · UWMC +1.8 · ONIT −0.1 · PFSI −0.5
12 May 11, 2026−7.21%
Before our storiesgroup −2.4%, did not move with it
12May 11, 2026−7.21%
Before our stories
−2.4% did not move with itRKT −5.5 · PFSI −2.4 · ONIT −2.4 · UWMC −1.5
13 May 19, 2026−6.42%
Before our storiesgroup −2.6%, did not move with it
13May 19, 2026−6.42%
Before our stories
−2.6% did not move with itONIT −3.3 · RKT −2.8 · PFSI −2.4 · UWMC 0.0
14 Jun 4, 2026+5.71%
Before our storiesgroup +1.7%, did not move with it
14Jun 4, 2026+5.71%
Before our stories
+1.7% did not move with itONIT +4.1 · RKT +2.2 · PFSI +1.1 · UWMC −4.0
15 Jun 26, 2026+11.77%
Nothing on FOAgroup +1.8%, did not move with it
15Jun 26, 2026+11.77%
Nothing on FOANo FOA story, brief or results filing in our record that day
+1.8% did not move with itUWMC +2.8 · PFSI +2.1 · RKT +1.5 · ONIT +0.3
16 Jun 29, 2026+13.18%
Nothing on FOAgroup +1.7%, did not move with it
16Jun 29, 2026+13.18%
Nothing on FOANo FOA story, brief or results filing in our record that day
+1.7% did not move with itONIT +6.5 · RKT +3.3 · PFSI +0.1 · UWMC −3.7
17 Jul 23, 2026−5.24%
Nothing on FOAgroup −3.9%, moved with FOA
17Jul 23, 2026−5.24%
Nothing on FOANo FOA story, brief or results filing in our record that day
−3.9% moved with FOAUWMC −5.4 · RKT −4.9 · ONIT −2.9 · PFSI −2.5
18 Jul 30, 2026−6.53%
Nothing on FOAgroup −6.9%, moved with FOA
18Jul 30, 2026−6.53%
Nothing on FOANo FOA story, brief or results filing in our record that day
−6.9% moved with FOAPFSI −11.8 · ONIT −7.7 · UWMC −6.1 · RKT −3.2
19 Aug 5, 2026−6.27%
Resultsgroup −1.6%, did not move with it
19Aug 5, 2026−6.27%
ResultsFirst close after the Aug 4 results filing
−1.6% did not move with itUWMC −5.6 · RKT −1.8 · PFSI −1.4 · ONIT −0.2
20 Sep 28, 2026−7.66%
Nothing on FOAgroup −3.4%, did not move with it
20Sep 28, 2026−7.66%
Nothing on FOANo FOA story, brief or results filing in our record that day
−3.4% did not move with itRKT −4.3 · ONIT −4.1 · PFSI −2.8 · UWMC +2.5
21 Oct 12, 2026−4.99%
Nothing on FOAgroup −3.5%, moved with FOA
21Oct 12, 2026−4.99%
Nothing on FOANo FOA story, brief or results filing in our record that day
−3.5% moved with FOAUWMC −5.6 · RKT −5.3 · PFSI −1.8 · ONIT +1.8
22 Oct 14, 2026−5.11%
Nothing on FOAgroup −2.7%, moved with FOA
22Oct 14, 2026−5.11%
Nothing on FOANo FOA story, brief or results filing in our record that day
−2.7% moved with FOAONIT −5.4 · RKT −2.8 · PFSI −2.6 · UWMC −1.9

A story on the same day is not a cause, and a group move is not proof either. Group: the median of RKT, PFSI, UWMC and ONIT that day, the largest companies in FOA’s SEC industry; “moved with FOA” means the same direction and at least half the size.

What’s next · results

Before the next report: what the first day after the last four did

Six trading days after each results filing (SEC 8-K, Item 2.02). FOA reports after the close, so day 1 is the next close. Each time, day 6 ended on the same side as day 1.

Reported Nov 4, 2025

day 1+4.88%day 6+4.88%

Reported Mar 10, 2026

day 1−1.31%day 6−0.40%

Reported May 5, 2026

day 1+5.10%day 6+0.20%

Reported Aug 4, 2026

day 1−6.27%day 6−7.41%

Next report: expected early NovemberEstimated from the dates of its last four results filings. Not announced. Since the Aug 4 report: −53.03%. Four reports is a small sample.

Every report since 2022 →

Each line is FOA’s close against its close before the filing, on licensed end-of-day closes. What happened after each report, not a forecast; a move on the day is not a cause.

The numbers · FY2025, filed

SEC EDGAR

Market cap$297M

Revenue$497.4M+26.10%

Net income$45.2M

EPS, diluted$3.74+216.90%

Operating margin-0.5%

Return on equity11.4%

Debt / equity0.90

All filed figures

Snapshot

SEC EDGAR · FY 2025-12-31

SectorFinancial Services

Market Cap$296.8M

Enterprise Value$329.7M

Income$45.2M

Sales$497.4M

Book/sh$6.32

Cash/sh$5.18

Dividend TTM—

Payout—

Employees—

IPO—

Quick Ratio—

Current Ratio0.05

Debt/Eq0.90

EPS (ttm)$3.74

EPS this Y216.9%

EPS past 3/5Y—

Sales past 3/5Y111.3%

EPS Y/Y TTM216.9%

Sales Y/Y TTM26.1%

Shs Outstand62.64M

ROA0.1%

ROE11.4%

ROIC-0.5%

Gross Margin—

Oper. Margin-0.5%

Profit Margin9.1%

Every figure here is filed with the SEC. Valuation and estimate metrics (P/E, PEG, EV/EBITDA, price targets, forward EPS) are omitted until our market-data feed is licensed for display — we’d rather show fewer numbers than blank ones. Deeper lines (cash flow, balance sheet) below.

Revenue by fiscal year

$256.6M

FY20

$52.8M

FY22

$234.3M

FY23

$394.4M

FY24

$497.4M

FY25

Operating leverage — margins

GrossOperatingNet

Financials, annual · income and cash flowSEC EDGAR · open ▸

Financials — annual

SEC EDGAR · last 5 FY · tap a row to explain it

USD	FY2020	FY2022	FY2023	FY2024	FY2025
Revenue	$256.6M	$52.8M	$234.3M	$394.4M	$497.4M
Gross Profit	—	—	—	—	—
Operating Income	$-2.4M	—	—	—	—
Net Income	$518.4M	$-190.7M	$-80.1M	$15.5M	$45.2M
Diluted EPS	—	$-3.12	$-9.77	$1.18	$3.74
Operating Cash Flow	$-686.1M	$1.4B	$-71.6M	$-423.8M	$-429.7M
Free Cash Flow	$-695.1M	$1.4B	—	—	—

Same industry

FOA against four same-industry peers, a year at 100

FOA is down 50.7% in a year. Onity Group is down 34.1% and Rocket Companies 40.1%. Of these four, PennyMac Financial Services (−55.4%) and UWM Holdings (−81.9%) did less. Weekly closes, Oct 24, 2025 = 100, on a log scale, so the same percentage move is the same height on every line.

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FOA −50.7%. Onity Group −34.1%, Rocket Companies −40.1%, PennyMac Financial Services −55.4%, UWM Holdings −81.9%. Weekly closes, Oct 24, 2025 = 100, log scale.

Share this chart

End-of-day closes (Databento EOD), the last close of each week. The four peers are the largest US-listed companies by market value in FOA’s SEC industry (Mortgage Bankers & Loan Correspondents) with a year of closes. It shows what the closes did; a move here is not a cause, a forecast or a call.

Same industry

In the screener →

RKT$14.3B PFSI$3.1B UWMC$1.7B ONIT$214M BLNE$26M

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Fundamentals sourced from SEC EDGAR filings (public domain). For informational purposes only. Not investment advice.