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UWMC UWM Holdings Corp

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UWM Holdings Corp operates in the Mortgage Bankers & Loan Correspondents industry.

$1.05−8.70%

Oct 16 close · 1D EOD · Databento

Financial ServicesMortgage Bankers & Loan CorrespondentsSmall-capSEC EDGAR FY 2025-12-31

On the Wire · latest 1

All stories →

Aug 6 · CNBCUnited Wholesale Mortgage plunges 35% after suspending dividend and raising capitalUnited Wholesale Mortgage shares plunged 35% after the company suspended its dividend and raised capital, with CEO Mat Ishbia saying the move is intended to strengthen liquidity and competitiveness. The setup shifts the near-term focus from growth to balance-sheet repair, leaving shareholders to weigh improved liquidity against the immediate loss of a key income feature and dilution risk.+6.67% next close

On the Wire · latest 1

All stories →

Aug 6 · CNBCUnited Wholesale Mortgage plunges 35% after suspending dividend and raising capitalUnited Wholesale Mortgage shares plunged 35% after the company suspended its dividend and raised capital, with CEO Mat Ishbia saying the move is intended to strengthen liquidity and competitiveness. The setup shifts the near-term focus from growth to balance-sheet repair, leaving shareholders to weigh improved liquidity against the immediate loss of a key income feature and dilution risk.

What happened

Daily closes · dots are Wire stories

1 story has a settled receipt so far (1 on the Wire). The record starts speaking at three.

What’s next

Expected around early November, going by its own filing history. The company has not announced a date yet. Its matching report came Nov 6, 2025 and Nov 7, 2024, before the open.

Last report

Aug 6, 2026−34.78%

before the open

Last 4, next close

median 9.42% either way

up 1 of 4

Every report since 2022 →Earnings calendar →

DateEventSourceNext close

Aug 6United Wholesale Mortgage plunges 35% after suspending dividend and raising capitalCNBCCNBC+6.67%
Aug 6Earnings release, before the open · 8-KSEC EDGARSEC EDGAR ↗−34.78%

Next close = the first close after the event against the close before it. Prior-session closes only; not a call, not advice.

What happened · big days

28 big days in a year, and what we hold on each

A big day is a close more than 6.09% from the one before, three times UWMC’s median day (2.03%). On 4 of the 28, its peer group moved the same way at least half as far. We show what we hold. We never name a cause.

every other trading daya big day, numbered in the list below±6.09%Hover a bar for its day. Click a big day to open it.

Shaded: since our stories began, Jun 10. Tap a bar for its day.

#DayUWMCWhat we hold that dayGroup (median of 4) · each

1 Nov 6, 2025−10.07%
Resultsgroup −3.6%, did not move with it
1Nov 6, 2025−10.07%
ResultsFirst close after the Nov 6 results filing
−3.6% did not move with itFOA −4.5 · RKT −4.2 · ONIT −2.9 · PFSI −0.5
2 Nov 13, 2025−6.72%
Before our storiesgroup −1.1%, did not move with it
2Nov 13, 2025−6.72%
Before our stories
−1.1% did not move with itRKT −4.3 · PFSI −1.6 · FOA −0.5 · ONIT +1.5
3 Nov 21, 2025+6.19%
Before our storiesgroup +2.6%, did not move with it
3Nov 21, 2025+6.19%
Before our stories
+2.6% did not move with itRKT +7.8 · FOA +3.0 · ONIT +2.2 · PFSI +1.9
4 Nov 25, 2025+8.95%
Before our storiesgroup +4.2%, did not move with it
4Nov 25, 2025+8.95%
Before our stories
+4.2% did not move with itRKT +8.5 · PFSI +4.7 · ONIT +3.6 · FOA +1.9
5 Jan 9, 2026+13.80%
Before our storiesgroup +7.3%, moved with UWMC
5Jan 9, 2026+13.80%
Before our stories
+7.3% moved with UWMCRKT +9.7 · FOA +7.9 · ONIT +6.7 · PFSI +6.4
6 Jan 15, 2026+6.42%
Before our storiesgroup +2.8%, did not move with it
6Jan 15, 2026+6.42%
Before our stories
+2.8% did not move with itONIT +3.9 · RKT +3.4 · PFSI +2.3 · FOA +1.5
7 Jan 30, 2026−13.86%
Before our storiesgroup −9.7%, moved with UWMC
7Jan 30, 2026−13.86%
Before our stories
−9.7% moved with UWMCPFSI −33.3 · RKT −13.7 · ONIT −5.8 · FOA −1.1
8 Feb 6, 2026−7.77%
Before our storiesgroup −1.0%, did not move with it
8Feb 6, 2026−7.77%
Before our stories
−1.0% did not move with itPFSI −2.0 · RKT −1.7 · ONIT −0.3 · FOA +0.4
9 Feb 25, 2026−8.77%
Resultsgroup +1.7%, did not move with it
9Feb 25, 2026−8.77%
ResultsFirst close after the Feb 25 results filing
+1.7% did not move with itRKT −2.1 · FOA +1.7 · PFSI +1.7 · ONIT +4.2
10 Feb 26, 2026+9.38%
Before our storiesgroup +0.9%, did not move with it
10Feb 26, 2026+9.38%
Before our stories
+0.9% did not move with itRKT +2.5 · ONIT +1.1 · FOA +0.8 · PFSI +0.2
11 Apr 8, 2026+8.01%
Before our storiesgroup +4.2%, moved with UWMC
11Apr 8, 2026+8.01%
Before our stories
+4.2% moved with UWMCFOA +4.9 · RKT +4.8 · ONIT +3.7 · PFSI +3.6
12 Jun 3, 2026−8.08%
Before our storiesgroup −3.4%, did not move with it
12Jun 3, 2026−8.08%
Before our stories
−3.4% did not move with itRKT −7.8 · PFSI −4.1 · ONIT −2.8 · FOA −1.2
13 Jun 17, 2026−6.17%
Nothing on UWMCgroup −1.6%, did not move with it
13Jun 17, 2026−6.17%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
−1.6% did not move with itRKT −5.0 · PFSI −2.9 · ONIT −0.4 · FOA +0.6
14 Jun 22, 2026−7.66%
Nothing on UWMCgroup −4.6%, moved with UWMC
14Jun 22, 2026−7.66%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
−4.6% moved with UWMCRKT −7.5 · ONIT −6.2 · PFSI −3.1 · FOA +0.3
15 Jun 30, 2026+9.05%
Nothing on UWMCgroup +0.9%, did not move with it
15Jun 30, 2026+9.05%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
+0.9% did not move with itRKT +1.6 · PFSI +1.1 · ONIT +0.8 · FOA +0.4
16 Jul 7, 2026−6.36%
Nothing on UWMCgroup −3.0%, did not move with it
16Jul 7, 2026−6.36%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
−3.0% did not move with itRKT −5.9 · PFSI −3.1 · ONIT −3.0 · FOA −0.9
17 Jul 20, 2026−6.44%
Nothing on UWMCgroup −2.9%, did not move with it
17Jul 20, 2026−6.44%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
−2.9% did not move with itFOA −4.5 · RKT −3.8 · PFSI −2.0 · ONIT −1.9
18 Jul 29, 2026+6.45%
Nothing on UWMCgroup +0.4%, did not move with it
18Jul 29, 2026+6.45%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
+0.4% did not move with itFOA +1.9 · PFSI +0.4 · ONIT +0.4 · RKT −2.0
19 Aug 6, 2026−34.78%
Resultsgroup −2.0%, did not move with it
19Aug 6, 2026−34.78%
ResultsFirst close after the Aug 6 results filing
−2.0% did not move with itRKT −4.6 · ONIT −2.9 · FOA −1.0 · PFSI +1.5
20 Aug 7, 2026+6.67%
1 storygroup +2.1%, did not move with it
20Aug 7, 2026+6.67%
1 story “United Wholesale Mortgage plunges 35% after suspending dividend and raising capital” · CNBC
+2.1% did not move with itONIT +6.7 · RKT +3.8 · PFSI +0.5 · FOA +0.3
21 Aug 10, 2026+10.16%
Nothing on UWMCgroup −1.5%, did not move with it
21Aug 10, 2026+10.16%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
−1.5% did not move with itRKT +0.3 · FOA −1.4 · ONIT −1.7 · PFSI −2.0
22 Aug 11, 2026+8.51%
Nothing on UWMCgroup +1.1%, did not move with it
22Aug 11, 2026+8.51%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
+1.1% did not move with itRKT +4.1 · ONIT +1.3 · PFSI +1.0 · FOA −1.2
23 Aug 13, 2026+7.95%
Nothing on UWMCgroup +3.1%, did not move with it
23Aug 13, 2026+7.95%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
+3.1% did not move with itRKT +7.0 · PFSI +3.3 · ONIT +2.9 · FOA +1.4
24 Aug 17, 2026−6.29%
Nothing on UWMCgroup −2.3%, did not move with it
24Aug 17, 2026−6.29%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
−2.3% did not move with itFOA −3.1 · ONIT −2.5 · PFSI −2.2 · RKT −1.8
25 Aug 25, 2026+6.34%
Nothing on UWMCgroup −1.6%, did not move with it
25Aug 25, 2026+6.34%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
−1.6% did not move with itRKT +1.5 · PFSI −1.4 · ONIT −1.8 · FOA −2.4
26 Oct 6, 2026−6.98%
Nothing on UWMCgroup −0.5%, did not move with it
26Oct 6, 2026−6.98%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
−0.5% did not move with itFOA −3.9 · RKT −0.8 · PFSI −0.3 · ONIT +1.0
27 Oct 15, 2026+13.86%
Nothing on UWMCgroup +5.1%, did not move with it
27Oct 15, 2026+13.86%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
+5.1% did not move with itPFSI +6.0 · RKT +5.1 · ONIT +5.1 · FOA −1.4
28 Oct 16, 2026−8.70%
Nothing on UWMCgroup −2.0%, did not move with it
28Oct 16, 2026−8.70%
Nothing on UWMCNo UWMC story, brief or results filing in our record that day
−2.0% did not move with itONIT −4.0 · RKT −2.6 · PFSI −1.4 · FOA +0.3

A story on the same day is not a cause, and a group move is not proof either. Group: the median of RKT, PFSI, FOA and ONIT that day, the largest companies in UWMC’s SEC industry; “moved with UWMC” means the same direction and at least half the size.

What’s next · results

Before the next report: what the first day after the last four did

Six trading days after each results filing (SEC 8-K, Item 2.02). Day 1 is the first close after each filing: the next day’s for a filing after the close, the same day’s otherwise. 3 of 4 times, day 6 ended on the same side as day 1.

Reported Nov 6, 2025

day 1−10.07%day 6−9.19%

Reported Feb 25, 2026

day 1−8.77%day 6−8.33%

Reported May 6, 2026

day 1+1.75%day 6−9.62%

Reported Aug 6, 2026

day 1−34.78%day 6−11.41%

Next report: expected early NovemberEstimated from the dates of its last four results filings. Not announced. Since the Aug 6 report: −42.93%. Four reports is a small sample.

Every report since 2022 →

Each line is UWMC’s close against its close before the filing, on licensed end-of-day closes. What happened after each report, not a forecast; a move on the day is not a cause.

The numbers · FY2025, filed

SEC EDGAR

Market cap$1.7B

Revenue$3.2B+18.20%

Net income$244.0M

EPS, diluted$0.12−7.70%

Operating margin-0.2%

Return on equity15.3%

Debt / equity1.87

All filed figures

Snapshot

SEC EDGAR · FY 2025-12-31

SectorFinancial Services

Market Cap$1.7B

Enterprise Value$4.2B

Income$244.0M

Sales$3.2B

Book/sh$15.46

Cash/sh$4.88

Dividend TTM—

Payout32%

Employees—

IPO—

Quick Ratio—

Current Ratio0.05

Debt/Eq1.87

EPS (ttm)$0.12

EPS this Y-7.7%

EPS past 3/5Y-35.6%

Sales past 3/5Y10.0%

EPS Y/Y TTM-7.7%

Sales Y/Y TTM18.2%

Shs Outstand103.10M

ROA1.4%

ROE15.3%

ROIC-0.2%

Gross Margin—

Oper. Margin-0.2%

Profit Margin7.7%

Every figure here is filed with the SEC. Valuation and estimate metrics (P/E, PEG, EV/EBITDA, price targets, forward EPS) are omitted until our market-data feed is licensed for display — we’d rather show fewer numbers than blank ones. Deeper lines (cash flow, balance sheet) below.

Revenue by fiscal year

$3.0B

FY21

$2.4B

FY22

$2.2B

FY23

$2.7B

FY24

$3.2B

FY25

Operating leverage — margins

GrossOperatingNet

Financials, annual · income and cash flowSEC EDGAR · open ▸

Financials — annual

SEC EDGAR · last 5 FY · tap a row to explain it

USD	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$3.0B	$2.4B	$2.2B	$2.7B	$3.2B
Gross Profit	—	—	—	—	—
Operating Income	—	—	—	—	—
Net Income	$1.6B	$931.9M	$-69.8M	$329.4M	$244.0M
Diluted EPS	$0.66	$0.45	$-0.14	$0.13	$0.12
Operating Cash Flow	$-10.0B	$8.3B	$165.2M	$-6.2B	$-2.6B
Free Cash Flow	$-10.0B	$8.2B	$138.8M	$-6.3B	$-2.7B

Same industry

UWMC against four same-industry peers, a year at 100

UWMC is down 80.6% in a year. Onity Group is down 28.6%, Rocket Companies 35.3%, Finance of America Companies 48.6% and PennyMac Financial Services 49.7%. All four did more. Weekly closes, Oct 17, 2025 = 100, on a log scale, so the same percentage move is the same height on every line.

Share this chart

UWMC −80.6%. Onity Group −28.6%, Rocket Companies −35.3%, Finance of America Companies −48.6%, PennyMac Financial Services −49.7%. Weekly closes, Oct 17, 2025 = 100, log scale.

Share this chart

End-of-day closes (Databento EOD), the last close of each week. The four peers are the largest US-listed companies by market value in UWMC’s SEC industry (Mortgage Bankers & Loan Correspondents) with a year of closes. It shows what the closes did; a move here is not a cause, a forecast or a call.

Same industry

In the screener →

RKT$14.3B PFSI$3.1B FOA$297M ONIT$214M BLNE$26M

Follow the news. Track the move.

UWMC story timeline

Company updates and connected market context, with the dated price move attached.

Stories

Direct

Sector context/Earnings

Aug 6

United Wholesale Mortgage plunges 35% after suspending dividend and raising capital

United Wholesale Mortgage shares plunged 35% after the company suspended its dividend and raised capital, with CEO Mat Ishbia saying the move is intended to strengthen liquidity and competitiveness. The setup shifts the near-term focus from growth to balance-sheet repair, leaving shareholders to weigh improved liquidity against the immediate loss of a key income feature and dilution risk.

Since story

-18.0%

2026-08-07 → 2026-10-16

CNBC · 73d ago

View both sides →

Follow the news. Track the move.