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PFSI PennyMac Financial Services, Inc.

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PennyMac Financial Services, Inc. operates in the Mortgage Bankers & Loan Correspondents industry.

$59.20−1.86%

Oct 19 close · 1D EOD · Databento

Financial ServicesMortgage Bankers & Loan CorrespondentsMid-capSEC EDGAR FY 2025-12-31

On the WireNo stories on PFSI yet. Follow the company and the next one lands in Following.

What happened

Daily closes · dots are Wire stories

What’s next

Expected around late October, going by its own filing history. The company has not announced a date yet. Its matching report came Oct 21, 2025 and Oct 22, 2024, after the close.

Last report

Jul 29, 2026−11.82%

after the close

Last 4, next close

median 9.49% either way

up 1 of 4

Every report since 2022 →Earnings calendar →

DateEventSourceNext close

Jul 29Earnings release, after the close · 8-KSEC EDGARSEC EDGAR ↗−11.82%

Next close = the first close after the event against the close before it. Prior-session closes only; not a call, not advice.

What happened · big days

14 big days in a year, and what we hold on each

A big day is a close more than 3.78% from the one before, three times PFSI’s median day (1.26%). On 10 of the 14, its peer group moved the same way at least half as far. We show what we hold. We never name a cause.

every other trading daya big day, numbered in the list below±3.78%Hover a bar for its day. Click a big day to open it.

Shaded: since our stories began, Jun 10. Tap a bar for its day.

#DayPFSIWhat we hold that dayGroup (median of 4) · each

1 Oct 22, 2025+7.16%
Resultsgroup +1.2%, did not move with it
1Oct 22, 2025+7.16%
ResultsFirst close after the Oct 21 results filing
+1.2% did not move with itRKT +1.8 · UWMC +1.2 · ONIT +1.1 · FOA −0.7
2 Nov 25, 2025+4.70%
Before our storiesgroup +6.1%, moved with PFSI
2Nov 25, 2025+4.70%
Before our stories
+6.1% moved with PFSIUWMC +8.9 · RKT +8.5 · ONIT +3.6 · FOA +1.9
3 Jan 9, 2026+6.41%
Before our storiesgroup +8.8%, moved with PFSI
3Jan 9, 2026+6.41%
Before our stories
+8.8% moved with PFSIUWMC +13.8 · RKT +9.7 · FOA +7.9 · ONIT +6.7
4 Jan 16, 2026+5.81%
Before our storiesgroup −0.1%, did not move with it
4Jan 16, 2026+5.81%
Before our stories
−0.1% did not move with itUWMC +5.2 · FOA +0.7 · RKT −0.8 · ONIT −1.3
5 Jan 20, 2026−5.58%
Before our storiesgroup −4.5%, moved with PFSI
5Jan 20, 2026−5.58%
Before our stories
−4.5% moved with PFSIUWMC −5.4 · RKT −5.1 · ONIT −3.8 · FOA −3.4
6 Jan 30, 2026−33.25%
Resultsgroup −9.7%, did not move with it
6Jan 30, 2026−33.25%
ResultsFirst close after the Jan 29 results filing
−9.7% did not move with itUWMC −13.9 · RKT −13.7 · ONIT −5.8 · FOA −1.1
7 Feb 2, 2026−6.86%
Before our storiesgroup +2.3%, did not move with it
7Feb 2, 2026−6.86%
Before our stories
+2.3% did not move with itONIT −1.6 · FOA +0.2 · UWMC +4.5 · RKT +4.7
8 Feb 11, 2026−4.29%
Before our storiesgroup −3.0%, moved with PFSI
8Feb 11, 2026−4.29%
Before our stories
−3.0% moved with PFSIRKT −8.2 · UWMC −3.5 · FOA −2.5 · ONIT −1.1
9 Mar 20, 2026−4.07%
Before our storiesgroup −3.4%, moved with PFSI
9Mar 20, 2026−4.07%
Before our stories
−3.4% moved with PFSIRKT −6.8 · UWMC −3.5 · ONIT −3.3 · FOA +1.4
10 Apr 21, 2026−3.88%
Before our storiesgroup −5.3%, moved with PFSI
10Apr 21, 2026−3.88%
Before our stories
−5.3% moved with PFSIRKT −7.1 · UWMC −6.0 · FOA −4.6 · ONIT −1.3
11 Jun 3, 2026−4.09%
Before our storiesgroup −5.3%, moved with PFSI
11Jun 3, 2026−4.09%
Before our stories
−5.3% moved with PFSIUWMC −8.1 · RKT −7.8 · ONIT −2.8 · FOA −1.2
12 Jun 24, 2026+3.88%
Nothing on PFSIgroup +2.5%, moved with PFSI
12Jun 24, 2026+3.88%
Nothing on PFSINo PFSI story, brief or results filing in our record that day
+2.5% moved with PFSIRKT +9.3 · FOA +2.9 · ONIT +2.1 · UWMC −0.5
13 Jul 30, 2026−11.82%
Resultsgroup −6.3%, moved with PFSI
13Jul 30, 2026−11.82%
ResultsFirst close after the Jul 29 results filing
−6.3% moved with PFSIONIT −7.7 · FOA −6.5 · UWMC −6.1 · RKT −3.2
14 Oct 15, 2026+5.96%
Nothing on PFSIgroup +5.1%, moved with PFSI
14Oct 15, 2026+5.96%
Nothing on PFSINo PFSI story, brief or results filing in our record that day
+5.1% moved with PFSIUWMC +13.9 · RKT +5.1 · ONIT +5.1 · FOA −1.4

A story on the same day is not a cause, and a group move is not proof either. Group: the median of RKT, UWMC, FOA and ONIT that day, the largest companies in PFSI’s SEC industry; “moved with PFSI” means the same direction and at least half the size.

What’s next · results

Before the next report: what the first day after the last four did

Six trading days after each results filing (SEC 8-K, Item 2.02). PFSI reports after the close, so day 1 is the next close. 3 of 4 times, day 6 ended on the same side as day 1.

Reported Oct 21, 2025

day 1+7.16%day 6+4.30%

Reported Jan 29, 2026

day 1−33.25%day 6−36.14%

Reported May 5, 2026

day 1−0.47%day 6+0.30%

Reported Jul 29, 2026

day 1−11.82%day 6−10.48%

Next report: expected late OctoberEstimated from the dates of its last four results filings. Not announced. Since the Jul 29 report: −31.19%. Four reports is a small sample.

Every report since 2022 →

Each line is PFSI’s close against its close before the filing, on licensed end-of-day closes. What happened after each report, not a forecast; a move on the day is not a cause.

The numbers · FY2025, filed

SEC EDGAR

Market cap$3.1B

Revenue$2.0B+28.40%

Net income$501.0M

EPS, diluted$9.30+59.20%

Return on equity11.6%

Debt / equity1.45

All filed figures

Snapshot

SEC EDGAR · FY 2025-12-31

SectorFinancial Services

Market Cap$3.1B

Enterprise Value$9.1B

Income$501.0M

Sales$2.0B

Book/sh$82.94

Cash/sh$5.81

Dividend TTM$1.20

Payout13%

Employees—

IPO—

Quick Ratio—

Current Ratio—

Debt/Eq1.45

EPS (ttm)$9.30

EPS this Y59.2%

EPS past 3/5Y3.0%

Sales past 3/5Y1.0%

EPS Y/Y TTM59.2%

Sales Y/Y TTM28.4%

Shs Outstand51.95M

ROA1.7%

ROE11.6%

ROIC—

Gross Margin—

Oper. Margin—

Profit Margin24.5%

Every figure here is filed with the SEC. Valuation and estimate metrics (P/E, PEG, EV/EBITDA, price targets, forward EPS) are omitted until our market-data feed is licensed for display — we’d rather show fewer numbers than blank ones. Deeper lines (cash flow, balance sheet) below.

Revenue by fiscal year

$3.2B

FY21

$2.0B

FY22

$1.4B

FY23

$1.6B

FY24

$2.0B

FY25

Operating leverage — margins

GrossOperatingNet

Financials, annual · income and cash flowSEC EDGAR · open ▸

Financials — annual

SEC EDGAR · last 5 FY · tap a row to explain it

USD	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$3.2B	$2.0B	$1.4B	$1.6B	$2.0B
Gross Profit	—	—	—	—	—
Operating Income	—	—	—	—	—
Net Income	$1.0B	$476.0M	$145.0M	$311.0M	$501.0M
Diluted EPS	$14.87	$8.50	$2.74	$5.84	$9.30
Operating Cash Flow	$2.6B	$6.0B	$-1.6B	$-4.5B	$-1.7B
Free Cash Flow	$2.6B	$6.0B	$-1.6B	$-4.5B	$-1.7B

Same industry

PFSI against four same-industry peers, a year at 100

PFSI is down 55.4% in a year. Onity Group is down 34.1%, Rocket Companies 40.1% and Finance of America Companies 50.7%. Of these four, only UWM Holdings (−81.9%) did less. Weekly closes, Oct 24, 2025 = 100, on a log scale, so the same percentage move is the same height on every line.

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PFSI −55.4%. Onity Group −34.1%, Rocket Companies −40.1%, Finance of America Companies −50.7%, UWM Holdings −81.9%. Weekly closes, Oct 24, 2025 = 100, log scale.

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End-of-day closes (Databento EOD), the last close of each week. The four peers are the largest US-listed companies by market value in PFSI’s SEC industry (Mortgage Bankers & Loan Correspondents) with a year of closes. It shows what the closes did; a move here is not a cause, a forecast or a call.

Same industry

In the screener →

RKT$14.3B UWMC$1.7B FOA$297M ONIT$214M BLNE$26M

Build basket with PFSI Screener

Fundamentals sourced from SEC EDGAR filings (public domain). For informational purposes only. Not investment advice.