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Principal Financial misses earnings by $0.23 as revenue falls short

Principal Financial missed earnings estimates by $0.23, and revenue also came in below expectations. The shortfall puts the insurer’s next reported results and outlook in focus for evidence of a one-quarter miss or a broader slowdown.

STOCK PHOTO · ARTEM PODREZ

The story

Principal Financial’s earnings fell $0.23 short of estimates, while revenue also missed expectations, according to the Oct. 27 report. No further quarterly figures or management commentary are established here.

The result follows company-reported fiscal 2025 revenue of $15.6 billion, down 3.1% year over year, and diluted EPS of $5.25 for the full year. Those annual figures provide context but are not the same period as the earnings miss reported today.

The immediate link is to PFG’s revenue and earnings lines: weaker revenue can reduce the base supporting operating profit, while the earnings miss shows that profit also came in below the relevant estimate. The report concerns Principal Financial itself rather than a named counterparty or policy change.

The size and cause of the revenue shortfall, as well as the breakdown between operating performance and other earnings items, remain open. The next results and any updated outlook should clarify whether the miss was isolated and how management views the underlying earnings path.

Our read · Mon, Oct 26

Principal Financial (PFG) missed earnings estimates by $0.23 as revenue also came in below expectations.

Why. The double miss raises the question of whether PFG’s earnings trajectory is weakening beyond a single quarter, especially after full-year 2025 revenue declined 3.1% to $15.6 billion. The counterpoint is that the reported figures do not establish the cause or persistence of the shortfall, while the next quarterly results will provide the clearest test.

Both cases

The case it holdsPFG’s full-year diluted EPS was $5.25, giving the company an established earnings base from which a single-quarter miss could prove temporary.
The case it breaksThe earnings miss came alongside revenue below estimates, following a 3.1% year-over-year decline in full-year 2025 revenue to $15.6 billion.

What could change this view: A subsequent update showing an isolated miss or renewed revenue and earnings growth would undercut the deterioration read.

Principal Financial stock page →
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About this report

Reported by Investing.com as Principal Financial earnings missed by $0.23, revenue fell short of estimates, . Who answers for this

The only report in this record. Closes are licensed end-of-day data from Databento; the move after a story is its first close against the close before it. How this is decided →

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